Make a Lasting Impact

Charitable Wishes Start Here

The Community House Foundation is dedicated to helping you explore and achieve your charitable wishes outside of your disposable income in the most efficient and satisfying manner for you, your heirs, and The Community House. Through the process of having charitable giving strategies incorporated within your estate plans, you may:

Fulfill philanthropic goals
Reduce income taxes
Avoid capital gains and possible estate taxes
Retain a life income
Increase spendable income
Reduce costs of estate settlement

All of these things can happen while you are enjoying the satisfaction of providing significant future financial support for The Community House Foundation designated precisely per your wishes.

We’ve also established a Planned Giving Committee. The primary purpose of the committee is to assist and educate individuals on the wide variety of gift planning strategies and charitable estate planning techniques available to individuals who wish to include The Community House Foundation in their retirement, estate, philanthropic, and financial plans. We invite your inquiries and would be pleased to discuss with you and your legal, tax, and financial advisors how a planned gift to The Community House Foundation may be arranged to meet your philanthropic and financial goals.

If you need gift planning assistance, please call Chris Smude, Assistant Vice President, Philanthropy, The Community House Foundation at 248.554.6597 or email csmude@communityhousefoundation.org.

LEAVE A LASTING LEGACY

Document Your Wishes

Each year, many of our supporters reveal that they have included The Community House in their wills or trusts so they can do even more to preserve The Community House for future generations.

By simply designating The Community House as a beneficiary in your will, IRA or life insurance, you will be remembered as someone whose legacy included changing lives for generations to come.

Every legacy, however small or large, can make a difference.

A charitable bequest is one of the easiest ways you can leave a lasting impact on The Community House.

A bequest may be made in your will or trust directing a gift to The Community House Foundation.

LIFE INCOME GIFTS

Charitable Gift Annuity

The Gift that Gives Back to You. Did you know there is a way to receive income and support The Community House? It’s called a charitable gift annuity, a simple contract between you and TCH where you make a gift and we agree to provide payments to you, or up to two beneficiaries, for life.

The payment rate is fixed at the time of funding, which means the payment amount never changes regardless of what the economy does. After your lifetime the balance of the annuity is used by TCH to support an area of your choosing.

A gift annuity offers many benefits, but the benefits increase when you fund it with an appreciated asset like stock. By transferring stock to TCH you can receive immediate capital gains relief for your gift.

Avoiding an immediate capital gains tax on the sale of your assets can provide a big benefit for you if you are facing higher capital gains tax rates this year.

If you are age 50 or older you are eligible to establish and start receiving payments. You can fund a charitable gift annuity with a minimum of $10,000 in cash or appreciated securities.

Charitable Remainder Unitrust
When you want to help your heirs, and leave a charitable legacy, a charitable remainder trust offers the best of both worlds.

You have worked hard and been fortunate enough to accumulate a substantial estate. You love your family and want to leave them enough to provide for their needs and maybe even their desires. But you also want to give back by making a charitable gift that will have a lasting impact at The Community House.

Do you wonder whether a lump sum inheritance may be too much for your heirs to manage all at once? Are you asking yourself what is the appropriate amount of inheritance to give them while meeting your philanthropic goals?

Consider a measured plan that helps to ensure heirs are well cared for and that their inheritance lasts. One of the best ideas is to establish a charitable remainder unitrust and direct your trustee to make payments to your heirs over life or a number of years, rather than giving them their inheritance all at once.

Commonly known as a CRUT, a unitrust works much like a charitable gift annuity. However, a CRUT offers you more flexibility in the assets that can be used, investment options, and how the payments (distributions) are made.

Charitable Remainder Annuity Trust for Fixed Income
If you are tired of riding the fluctuating stock market and want a fixed income, a charitable remainder annuity trust may provide you with the stability you desire. A charitable remainder annuity trust pays out a fixed amount each year based on the value of the property at the time it is gifted.

OTHER TYPES OF GIFTS

Charitable Gift Life Insurance
The most tax-effective way to donate life insurance is to transfer the policy so that the charity becomes the owner and beneficiary. You are entitled to an immediate charitable deduction for income tax purposes. If you continue to pay the premiums, each payment is also a deductible charitable donation.

Charitable Lead Trust (for Family)
If you are looking for a way to pass on some of your assets to your family while reducing or eliminating gift or estate taxes, a charitable lead trust is an excellent option.

ASSETS TO GIVE

Gifts of Brokerage Accounts
A gift of your brokerage account, such as Fidelity, Schwab or Merrill Lynch, is an easy way for you to make a gift to TCH. Many people have assets remaining, undesignated, when they pass.

IRA Charitable Rollover
You may be looking for a way to make a big difference to help further our mission. If you are 70½ or older you may also be interested in a way to lower the income and taxes from your IRA withdrawals. An IRA charitable rollover is a way you can help continue our work and benefit this year.

Gifts of Stocks and Bonds
A gift of appreciated securities, including stocks or bonds, is an easy way for you to make a gift to The Community House.

Gifts of Real Estate
A gift of your appreciated real property (such as your home, vacation property, vacant land, farmland, ranch or commercial property) can be used to make a great gift to The Community House.